Managed BYD ATTO 3 Ownership · Singapore
Own the ATTO 3.
We Run the Fleet.
Purchase a specific BYD ATTO 3 registered in your name. We place it with a qualified hirer, manage rental collection and agreed vehicle expenses, and pay you S$500 monthly under your Owner Lease Agreement.
Process
How Ownership Works
You own one specific vehicle. We manage everything else.
Choose Your ATTO 3 Ownership Package
Select your preferred vehicle configuration and review the full ownership terms, including the Owner Vehicle Lease and Fleet Management Agreement.
Complete Financing Approval & Vehicle Registration
Proceed through vehicle financing approval and registration. The ATTO 3 is registered in your name (or your company's name), subject to the financing arrangement and lender conditions.
Sign the Owner Vehicle Lease & Fleet Management Agreement
Execute the Owner Vehicle Lease Agreement with Embergate Auto. This governs the owner lease payment, cost responsibilities, operational terms and exit conditions.
We Deploy the Vehicle to a Screened Hirer
Embergate Auto sources and screens a suitable, properly licensed private-hire driver and deploys your ATTO 3 into the managed fleet under your agreed terms.
Receive Monthly Statements & Owner Lease Payments
You receive monthly owner statements covering rental income, expenses and owner lease payments. Payments are made according to the signed Owner Lease Agreement.
Important: You own one specific BYD ATTO 3, identified by its registration plate number and Vehicle Identification Number (VIN). Your ownership is subject to the relevant financing arrangements and the terms of your Owner Vehicle Lease Agreement.
Transparency
Monthly Ownership Breakdown
Full visibility into how the monthly rental flows through ownership.
Monthly Cash Flow (Illustrative)
Gross Vehicle Rental
Paid by hirer — target rental
Less: Scheduled Finance Instalment
Your contractual obligation to the financier
Balance Before Operating Costs
Available for owner payment and fleet expenses
Less: Owner Lease Payment to You
Target monthly owner lease payment
Remaining Amount
Covers fleet operating costs and company margin
The S$500 Remaining Is Allocated Across:
All figures are illustrative only and subject to the signed Owner Lease Agreement. The finance instalment is your contractual obligation to the lender and is not paid by Embergate Auto.
Fleet Management
What We Handle
Full-spectrum fleet management so you don't have to.
Hirer Sourcing & Screening
We identify and vet suitable, properly licensed private-hire drivers before deployment.
Vehicle Deployment
Your ATTO 3 is placed with a screened hirer and deployed into active private-hire service.
Rental Collection
We collect monthly vehicle rental from the hirer and manage the payment workflow.
Payment Monitoring
Rental payment performance is tracked, reconciled and monitored throughout the agreement.
Insurance Coordination
We coordinate insurance renewal, claims handling and all related documentation.
Road Tax Administration
Road tax renewal and LTA administration are managed by the fleet team.
Scheduled Servicing
We coordinate BYD authorised servicing, inspections and maintenance scheduling.
Vehicle Inspections
Regular vehicle condition assessments are conducted and formally recorded.
Warranty Coordination
Distributor warranty claims and full service history are managed on your behalf.
Fleet Monitoring
Vehicle utilisation, condition and hirer performance are continuously monitored.
Driver Replacement
If a hirer vacates, we manage the re-screening and replacement process end-to-end.
Monthly Owner Reporting
You receive monthly statements covering rental performance, expenses and lease payments.
Technology-Assisted Operations
Our technology assists with payment reminders, rental reconciliation, delinquency alerts, hirer performance monitoring and job allocation. Fleet staff retain human oversight over all critical decisions.
Full Disclosure
Included & Excluded Costs
No hidden surprises. Every cost item is disclosed upfront.
| Cost Item |
|---|
Finance instalment Owner Responsibility Your contractual obligation to the lender |
Insurance premium Coordinated by Fleet Coordinated and managed by Embergate Auto |
Road tax Coordinated by Fleet Coordinated and managed by Embergate Auto |
Scheduled servicing Coordinated by Fleet Coordinated by Embergate Auto |
Vehicle inspections Coordinated by Fleet Coordinated by Embergate Auto |
Routine maintenance Coordinated by Fleet Coordinated by Embergate Auto |
Tyres See Agreement Subject to Owner Lease Agreement |
Charging costs Hirer Responsibility Hirer's direct responsibility |
ERP charges Hirer Responsibility Hirer's direct responsibility |
Traffic & parking fines Hirer Responsibility Hirer's direct responsibility |
Accident excess See Agreement Subject to Owner Lease Agreement and insurance policy |
Loss of use during repairs See Agreement Subject to Owner Lease Agreement |
Repairs outside warranty Certain Circumstances Covered in certain circumstances — see agreement |
Deliberate or negligent damage Hirer Responsibility Hirer's responsibility |
Total loss Insurance Applies Insurance payout applies; any shortfall is owner's responsibility |
Insurance shortfall Owner Responsibility Owner's responsibility per finance agreement |
Early finance settlement Owner Responsibility Owner's contractual obligation to the financier |
Early programme termination See Agreement Costs and conditions per Owner Lease Agreement |
Vehicle depreciation Owner Responsibility Commercial usage affects resale value |
End-of-term vehicle disposal Owner Responsibility Owner's responsibility per agreement |
Cost allocations are indicative only. All responsibilities are governed solely by the signed Owner Lease Agreement and financing documents.
Visibility
Owner Protection & Visibility
You remain fully informed about your vehicle at all times.
Vehicle Identity
Your vehicle is separately identified by its specific registration plate and Vehicle Identification Number (VIN).
Monthly Statements
You receive monthly statements detailing rental income, expenses and owner lease payments.
Rental & Payment History
Your vehicle's rental and payment history is documented and available for your review.
Insurance & Road Tax Monitoring
Insurance and road tax expiry dates are tracked, managed and renewed proactively.
Servicing Records
All servicing, inspections and maintenance records are maintained for your vehicle.
Vehicle Status & Downtime
You can view your vehicle's deployment status and any recorded downtime periods.
Hirer Replacement Procedures
Documented procedures govern how hirers are replaced when vacancy occurs.
Accident & Insurance Processes
Accident reporting, insurance claim procedures and repair coordination are formally documented.
Early Termination Rights
Your rights and obligations regarding early termination are clearly set out in the Owner Lease Agreement.
Governed by Signed Agreement
All terms, protections and obligations are governed by the signed Owner Vehicle Lease and Fleet Management Agreement.
Ownership of a vehicle deployed in commercial private-hire service involves liabilities and operational risks. These are not eliminated by fleet management. Please review all documents carefully and obtain independent advice.
Performance
Fleet Track Record
Measurement period: 2025-2026
Last updated: 21 jun 2026
Pending metrics will be published once sufficient data is available and verified. All metrics show their measurement period above.
Risks & Responsibilities
Read this section carefully before proceeding. Do not rely on verbal representations.
You may remain responsible to the financier for the full finance agreement, regardless of hirer performance or fleet income.
Vehicle financing approval is not guaranteed and is subject to the lender's independent assessment.
Your obligations to the financier are governed by your finance agreement and are separate from the Owner Lease Agreement.
Hirers may default on rental payments. The impact on your owner lease payment during default is governed by the Owner Lease Agreement.
Vehicles may be vacant or unavailable during hirer replacement, accident repairs or scheduled downtime.
Accidents and repairs may create periods of downtime and associated costs not fully covered by insurance.
Insurance policies contain exclusions, excesses and conditions that may result in uncovered losses.
BYD distributor warranty coverage has conditions, mileage limits and may be affected by commercial private-hire usage.
Commercial private-hire usage typically results in higher mileage and accelerated wear, which may affect the vehicle's resale value.
Vehicle depreciation is borne according to the terms of the agreement and is not offset by fleet income.
Early termination of the Owner Lease Agreement may involve costs, notice periods and conditions.
Owner lease payments depend on the contractual obligations and the financial capacity of Embergate Auto at the time of payment.
PHC (Private Hire Car) registration, licensing requirements and usage conditions apply and must be maintained.
End-of-term vehicle residual value is not guaranteed and will depend on condition, mileage and market conditions at that time.
Prospective owners should review all relevant documents — including the vehicle purchase agreement, financing agreement, Owner Vehicle Lease Agreement and insurance policy — and obtain independent professional advice before proceeding.
FAQs
Frequently Asked Questions
Honest answers to the questions that matter most.
Get Started
Check Owner Eligibility
Step 1 of 2
We do not collect NRIC, banking credentials or sensitive financial documents through this form.